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Short sale specialist

What's a short sale?

Simply put, a short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff.

Are you facing a financial hardship that you know will decrease your income?
Are you getting behind on your mortgage and you're not sure if you can catch up?
Or do you just need to sell quickly but your home is worth less now than when you bought it?

It's sad but true!

Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated or lazy agent!

Don't Allow this to happen to you!

I hate to say this about my fellow agents, but the majority of them that are "trying to help" have not been properly trained and sadly, they are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your 'short sale packet' and then just sit back and wait for a response! In the end, they simply don't know how to help you and you will become one of those "90%" that were not helped.

Not all agents can do a short sale and not all people qualify for our help. I am here for you if your situation meets the following criteria:
  • You have a valid hardship
  • You have little or no equity in your home
  • You are unable (or soon will be unable) to pay your bills on time
  • You want to work with an expert

"Short sales are not easy!"

...unless you seek the help of an expert agent with a proven track record. I have been personally trained by a former Chief Loss Mitigator, for IndyMac Bank, who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales).

My system has successfully negotiated short sales for hundreds of families and as you can see from my recent approval letters below , we actually get the banks to say YES to our short sales. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... I doubt they can.
 

Now it's up to you....

I am ready, along with my team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:

  • Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
  • Save your credit from the "Foreclosure" ding
  • Avoid Bankruptcy
  • Avoid Foreclosure
  • Relieve the stress that this financial burden has become
  • WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND!  …or in other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!

Click here for recent Approval Letter

Click here for another recent Approval Letter
 

Not all agents can do a short sale and not all people qualify for our help. I am here for you if your situation meets the following criteria:
  • You have a valid hardship
  • You have little or no equity in your home
  • You are unable (or soon will be unable) to pay your bills on time
  • You want to work with an expert

If you're not sure and just want to find out if you qualify, give me a call and I will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.

IIf you don't know what else to do and you don't call me at 209-551-2312, what will it cost you in damaged credit, frustration and stress?

I know how you feel and I can help.

Sincerely,

Saul Carter

209-551-2312

Still Not Sure?
At the very least, let me give you some information about your alternatives.  I've prepared a document I'd like to send you that details out, in simple to understand terms, what alternatives you have along with their pros and cons.  I ask for your phone number because I will occasionally call people I've sent the information to for their feedback.